SME Financing Marketplace: A new asset class
Attractive, high-yield returns up to 20%
Request for more information on how you could gain exposure to SME private credit and capitalise on this new investment opportunity.
Access a new asset class
Delivering a new asset class for high-yield returns up to 20% per annum
Diversify your portfolio
Spread your investment across multiple SMEs with different profiles to diversify your portfolio
Comprehensive analysis of invoices submitted by SMEs and anchored by corporate buyer
Southeast Asia’s trusted SME growth financing platform
Total funded across all markets (SGD)
REGISTER AS AN INVESTOR
You can register anytime online, simply create an account and upload the required documents. Validus will then perform the standard checks and notify you when your account is ready so you can start investing.
LEND TO GROWING SMEs
Transfer funds into your account and you can start investing by selecting in a group of quality SMEs who have been vetted by our proprietary risk algorithm and state of the art data technology.
DIVERSIFY YOUR PORTFOLIO
Invest across multiple facilities to diversify your portfolio. Validus uses proprietary risk algorithms and deep learning iterative models to present you diversified investment choices.
Who can invest with Validus?
You can be an individual or business entity (with a Business tax ID in Vietnam) to be an investor with Validus. You must have a VND Vietnamese bank account as all transactions are in VND. Please contact our Investor Relations team (firstname.lastname@example.org) for more information.
What’s the investing/lending process?
There are 4 steps to lending.
Step 1: Create an account on Validus, select if you are an individual or business entity.
Step 2: Verify your profile and company information (if you are registering as a business entity).
Step 3: Once your account has been verified, you will receive a Virtual Account number. You must add funds to your Virtual Account in order to start investing on our platform.
Step 4: Once funds are available, you may participate in live facilities after going through your own risk assessment. The minimum amount to start investing on our platform is 500 million VND and the minimum to invest per loan is 20 million VND.
What is the minimum investment amount?
You are eligible to invest on our platform if you have an annual income of 500 million VND.
The minimum amount to start investing on our platform is 500 million VND and the minimum to invest per loan is 50 million VND.
What's the minimum or maximum investment term?
Loan tenors are for typically for a period between 30 to 90 days for Invoice Financing and varies according to facilities and SMEs involved.
What fees do investors pay to Validius?
Investment fee will be changed from time to time and notify investors before each disbursement. Please contact our Investor Relations team for more details.
What interest rate will I receive?
Depending on portfolio diversification and the facilities invested in, typical net rate of return is between 13.5 – 14.5% per annum.
Is my money safe with Validus?
Validus does NOT use your money for its operations. A separate independent escrow account managed by our bank partner in Vietnam, holds investors’ monies. All SME repayments are paid into that account, and disbursals are done from there as well.
For other questions, please visit our FAQs page here.
Retired Investment Banker
CEO, Asia, Cognita Schools Group