We’re building a better financial world

Validus is an online platform marketplace to connect individual and institutional investors to SMEs that need short and medium term financing. As a Peer to Business lending marketplace, Validus is using technology to minimise the cost of financial intermediation, and passing the benefits to both investors and SMEs.

We have built Validus using established, sophisticated and swift platforms, to create a better financial experience. Better because it’s branchless. Better because it’s a transparent, two sided marketplace. And better because it’s not focused on institutions, but on people.

Our awards

International Banking Awards 2020 Winner Validus
Global Banking & Finance Awards 2020
Singapore Fintech Awards 2019 Winner Validus
ShareInvestor Awards 2019 Winner Validus
SME100 Awards 2019 Winner Validus
FINEXT Awards 2019 Winner Validus
ASEAN Ricebowl Startup Awards Winner Validus

Meet the team at Validus Vietnam

swaroop-shah
Swaroop Shah
Chief Executive Officer
With over 20 years in global banking in emerging and matured markets like India and Vietnam, Swaroop’s experience covers a spectrum of functions which include consumer lending, sales, credit underwriting, risk management and credit operations.
As one of Validus’ earliest employees, Swaroop has worn various hats and headed multiple teams across the business, and has played a key role in taking Validus from a fintech startup to Singapore’s largest SME financing platform in just a few years. Swaroop will continue to play an instrumental role in helping to pivot Validus in Vietnam, and drive financial inclusion for the many unbanked or underbanked SMEs.
Prior to Validus, Swaroop headed CitiFinancial Consumer Finance as Collections Head for Personal Loans and Prudential as Director of Audit, Groupwide Internal Audit.
Swaroop holds an MBA from Welingkar Institute of Management, Master of Commerce from Sydenham College and graduated with a Bachelor of Commerce from University of Mumbai.
Amrit KapoorChief Operating Officer
Amrit has Over 22 years of experience in the financial services, hotel and telecom industries, with 18 years of strong financial services experience across functions in both consumer finance and banking. He has strong experience across business verticals, including, product management, alliances, risk management, analytics, finance and strategy. Amrit has worked in both mature and emerging markets including India, and Vietnam. With strong conceptualisation & execution skills in establishing businesses & geographies from ground up, he brings expertise in developing enterprising teams and building large distributions in MNCs like Citigroup where he was a founder member.
Ha Tran
Chief Business Officer
Graduated from Australia major in Banking & Finance, Ha has obtained 20 years banking experience in Vietnam covering across areas from corporate & institutional banking to retail banking and most recently digital banking. Deep understanding and exposure on lending from large corporates, project financing, to individual mortgages, car loans, unsecured personal loan, credit cards and digital loans. She was with ANZ Vietnam for more than 16 years and most recently 3 years with CIMB Bank Vietnam being Head of Consumer Banking cum Digital Banking. Ha also involved as Treasurer/ Board Member in Australian Chamber of Commerce in Vietnam (Auscham) from 2011 until 2016 to promote business interests in Vietnam.
Nam Luong Duy
Chief Risk Officer
Mr. Nam graduated a Master in Economics of Banking and Finance (MBF) from Paris Dauphine University and ESCP Europe, FRM certificate candidate.
With 20 years of experience working across credit and risk management through key management and leadership positions at Vietnam local banks such as SeABank and Techcombank, he has extensive knowledge and expertise in SME, retail credit assessment and approval, credit policies and processes, portfolio management, credit monitoring, risk modeling, risk governance, enterprise risk management (ERM) and digital transformation projects in banking.
At Validus Capital Vietnam, Mr. Nam brings a solid background of expertise, strong local practical experience to build teams, develop a robust risk infrastructure for rapid growth and constant change, with regional vision.
Hong Nguyen
Head of Investor Relations
Hong has over 17 years of experience in customer service and Priority Banking across MNC’s including HSBC and Techcombank. He spent the last 8 years managing teams across Wealth Management and Priority Banking in Techcombank and most recently served as Director of Affluent Segment. He is passionate about combining wealth management with digital technology to deliver more value to clients.
Duy (Dustin) Tran
Head of Technology
Dustin has 12 years of experience architecting platforms, administering cloud solutions and developing tech solutions for online business end-to-end. Most recently CTO of Isobar Commerce leading development teams across Salesforce, SAP and Magento Platforms. Experience leading offshore teams and administering Salesforce solutions will be integral to Validus Vietnam operations.
Mai Nguyen
Head of Finance
Over fifteen years of experience in auditing and driving Business Finance for technology companies, most recently heading Business Finance for DXC Technology Vietnam, strong experience in managing P&L across regional entities, financial reporting, driving company wide budgeting initiatives, and thorough understanding of global accounting and finance practices of a Fortune 500 company.
Phuong Nguyen
Head of HR
Over 20 years working experiences on the Human resources management in the leading Big Four professional firm and International foreign banks on diversify working environment as well as passionate about digital technology services, she will bring expertise in developing enterprising team with close partner with Management team.
Ray Yang
Deputy Chief Risk Officer
Ray has been part of Validus Singapore since 2017 as a Credit & Risk Manager and brings to the Vietnam office a deep understanding of the company’s operations and processes. Prior to Validus, he held operational roles in Retail Banking and has experience in credit underwriting for the Commercial Banking segment of United Overseas Bank, a top 3 local bank in Singapore.
Duy Thai
Deputy Investor Relations
Duy has more than eight years of cross-industry sales experience in Priority Banking, SME sales and Life insurance including in depth experience working for an SME company in Singapore. Prior to Validus, Duy served as a Sales Head at Standard Chartered Bank covering the North and South areas in Vietnam. He has deep experience in advising on investment products and providing solutions to sophisticated investors on wealth and fund management.

Our alliances

We have forged strong alliances with strategic partners in the industry, collaborating with each partner to deliver innovative financing solutions.
Validus Capital

Our trusted partner in Vietnam

VinaCapital Ventures is a USD100 million technology holding company that invests in the next generation of Vietnamese and Southeast Asian startups. Its mission is to help develop strong technology companies in Vietnam and assist them in building a regional presence. In supporting entrepreneurs, VinaCapital Ventures offers capital, network and mentorship. Its team combines a diverse set of skills and experience, ranging from entrepreneurship, product marketing, operational management, and technology strategy, to developing client bases, deal-making and capital raising.
VinaCapital Ventures is part of VinaCapital, one of Vietnam’s leading asset management companies with USD1.8 billion in assets under management.

Southeast Asia’s leading SME financing platform

0 Total funded in all markets (SGD)