eBIZ Digital
unsecured loan
- No collateral with simple KYC documents
- For small business & household business
- Quick credit decisioning engine through AI/ML within 48 hours
- Limit up to VND 500 mil
Quick & convenient
Your business needs urgent capital but the bank loan procedure is complicated and time consuming?
eBIZ helps you eliminate your concern of capital shortage & support your business growth with an automated online lending process within 48 hours.
BENEFITS FOR SMALL BUSINESS & HOUSEHOLD BUSINESS
NO COLLATERAL
COMPETITIVE IR,
FROM 1.5%/MONTH
SIMPLE KYC DOCUMENTS WITH THE LIMIT UP TO
VND 500 MIL.
QUICK APPROVAL,
RECEIVE DISBURSEMENT
WITHIN 48 HOURS
CONDITIONS FOR
LOAN REGISTRATION FOR SMALL AND HOUSEHOLD BUSINESS
-
Operating for more than 12 months under the business registration license
-
The business owner is Vietnamese, aged from 25-60
-
Business location and current residential address of the owner are in Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Ba Ria - Vung Tau
-
If you are an SME, provide the company's bank account
-
If you are a business household, a personal bank account is required
-
In addition, for SMEs:
- All personal guarantors must be Vietnamese and must hold at least a total of more than 50% of the shares in the company
- If there are 2 personal guarantors with 50% of shares per one, you need to provide details of both
Loan amount
Interest rate/ month
Tenure
Total interest rate amount
Total repayment
DOCUMENTS FOR LOAN REGISTRATION
FOR SMALL BUSINESS AND HOUSEHOLD BUSINESS
Identity Card
Business license (for business or licensed household business)
Bank statement
in the last 6 months
REGISTER
FAQs
The eBIZ loan process is simple and convenient, you can do it completely on our online platform.
Yes. Both online channels and traditional ones are eligible.
You can choose the tenure of 6, 9, 12 months depending on your needs and business cycle.
If you have outstanding loans (mortgage/ unsecured) at other credit institutions, you can still be considered for loans of eBIZ provided that your revenue is sufficient to pay for these loans.
