Posted on 18 Dec 2020

Plays a key role in daily credit risk operations by acting as the risk gatekeeper.

• The underwriting head is primarily responsible for providing leadership, support, and guidance to the underwriting team  – He is in-charge of ensuring that the underwriting team complies with the goals, objectives, and standards of the organization to meet  customer satisfaction and deadlines 
• Develop all underwriting procedures and employs new practices 
• Do credit assessment of new and existing SMEs borrowers: (i) verify documents, fraud detection, site visit; (ii) assess legal status, check and  evaluate the validity and legality of the loan; (iii) analyze and evaluate business situations, financial capacity (ratios and cash flow) of  customers; (iv) analyze the efficiency of the business, the reasonableness of determining capital needs, assessing risks in debt management;  (v) propose for loan decision making 
• Undertakes the analysis, evaluation, and underwriting of proposed credit facilities for customers and prospects 
• Assesses credit opportunities; identifies key risks, and structures alternatives working with relationship managers and credit officers – Responsible for conducting research on borrowers and industries 
• Perform other work required by the Risk team

• Bachelors in Banking, Finance or relevant disciplines from a reputable university, MBF/MBA is an advantage 
• Minimum 5 years of experience in SME lending, at least total 8 years of experience in related industry.  
• Possess deep knowledge of invoicing procedures and its various permutations across different industries 
• Experienced in fraud detection 
• Meticulousness and integrity are non-negotiable prerequisites 
• Team work with strong work ethic, able to work in a fast-paced environment 
• Compliance and/or legal knowledge surrounding the job description will be well regarded 
• General IT proficiency (MS Office, GSuite, etc). Proficiency in MS Excel is a must 
• Good command of both spoken and written English and Vietnamese.

Posted on 18 Dec 2020

Lead the Risk Department, be in charge of building, organizing and implementing all aspects of the risk management function for the whole Validus Vietnam  (VVN) and ensure risk management activities are implemented in a comprehensive and timely manner as well as provide initiative on the ongoing procedure  leveraging with related departments such as sales, operation, technology, etc. 

• Lead the team, develop action plans and manage the implementation of tools, policies and regulations related to risk management and compliance Responsible & oversee on hiring, training & development, retention, attrition & performing of the team member 
• Assist the CEO in developing and implementing VVN’s business plan and related policies and processes. 
• Manage the implementation of all aspects of the risk and compliance function, including: 
• Processes, tools, and systems to identify, assess, and report risks for a rapidly growing portfolio of loans 
• Development of credit administration, debt management and risk mitigation processes Management of compliance and regulatory assessments, ensuring industry standards are met and fraud control 
• Evaluation of portfolio performance, design, test & launch loan products that are optimized for market in coordination with technology departments Ensure risk management framework are set as well as local regulatory and best local practices  
• Build relationships with credit related third parties (credit agencies, government regulatory bodies, and associations)  
• Evaluate key credit & business risks, and provide recommendations for credit and collections strategy  
• Manage in-house credit evaluation function, underwriting, and collections 
• Liaise and engage closely with country Core Team to drive and ensure the company strategy to be implemented 
• Work consultatively with other BU Heads constantly seeking to improve efficiency, cost-management, and effectiveness. 

• Bachelor’s Degree in Finance, Accounting, or related field, MBF/MBA is an advantage 
• 12-15 years of experience on credit risk management and approval position as well as on managing a team within a major financial institution 
• Sound understanding on Vietnamese government & related authorities on the credit risk, having connection with the banks to have business in sight on the risk  and compliance practices and policies 
• Strong local practical experience and knowledge of social and economic situation, lending products, regulations, processes of SBV and related laws; understand  the development trends in banking and finance. Vietnam citizens and Permanent Residents preferred. 
• Skills: strong leadership, coaching, decision making, organizing, risk analyzing and identifying, presenting, open-mindset, integrity, collaborative and good  interpersonal. Good in computer literacy and strong in MIS is an advantageous.

Posted on 16 Dec 2020

We are on the lookout for a proactive and enthusiastic Partnership Senior Manager with a background in B2B or financial services area to grow and scale up our SME Lending business in Vietnam through effective partnership strategies. The role will report to Chief Business Officer.

A competitive remuneration awaits the right candidate.
Please send your profile to recruitment@validus.vn

• Develop the relationships with large corporates to introduce supplier financing products to their suppliers chain
• Develop the strategic partnerships to distribute the relevant unsecured lending products to companies in their eco system network including customers, suppliers, distributors that are relevant for the company
• Drive results from conversion of partnerships with suitable approach and cooperation with necessary internal and external stakeholders
• Coordinate the management of ongoing relationships with existing partners and where relevant, leverage those relationships to greater collective impact
• Develop and manage necessary partnership events to support partnership conversion
• Identify, approach and analyse the success factors of partnerships across relevant sectors to have effective partnership strategy for the company
• Ability to work with internal stakeholders to set up and implement agreed plans to deliver results
• Keep abreast of local regulatory requirements
• Knowledge and experience in SME lending or closely related area would be a preference

• Vietnamese citizen with University degree
• Excellent command of Vietnamese and English copywriting and editing skills
• Strong partnership background and experiences (5 years experiences) in relevant industries and areas (large corporates, finance, banking, fintech, digital…)
• Strong communication and presentation skills both speaking and writing
• Must be enthusiastic, well organised and adapt to change
• Familiar with start up environment and desire to success and overcome challenge
• Ability to work in a fast-paced start-up environment, and confident working independently
• Hard working, passion to win, desire to success and overcome challenge

Posted on 16 Dec 2020

Headquartered in Singapore with offices in Indonesia and now Vietnam, Validus Capital is an award-winning MSME growth financing platform. Backed by AAA-rated Dutch Development Bank FMO and Vertex Ventures, Validus acts as a catalyst of sustainable growth for MSMEs with its smart lending marketplace securely connecting MSMEs to investors for reliable, short-term financing. Learn more about us at www.validus.vn

A competitive remuneration awaits the right candidate.
Please send your profile to recruitment@validus.vn

• Ability to solicit and source SME companies for short term financing needs that fit the product program of the company
• Ability to set up plan, manage time to deliver the target effectively
• Coordinate with other internal stakeholders (Risk, Product, Operations, Legal, Finance, Technology…) to deliver the good products and services to the customers
• Customer service mindset and delivery
• Be able to work independently and work in a team
• Deliver the good sales quality, follow policies and guidelines to control fraud and ensure compliance
• Keep abreast of local regulatory requirements
• Sales and result oriented, hard working
• Experience in SME lending would be a preference

• Business or Commerce Degree
• 3-5 years experience in sales in relevant industries with outstanding result
• Strong sales skills and communication in Vietnamese and English
• Must be enthusiastic, well organised and adapt to change
• Familiar with start up environment and desire to success and overcome challenge
• Ability to work in a fast-paced start-up environment, and confident working independently
• Hardworking, passion to win, desire to success and overcome challenge