SME Financing in Vietnam: An attractive investment opportunity amidst COVID-19
The increasing spread of COVID-19 has led to more disruption across markets. With financial markets across the globe plummeting in response, investors have sought the safety of cash.
However in the context of Vietnam, current investment trends reflect portfolio shifts into other traditional investment channels such as real estate, stocks, bonds and savings – many of which are currently experiencing high volatility.
Validus is pleased to introduce to our investors a new, short-term investment opportunity in Vietnam that offers returns from 14%*/ year, effective portfolio diversification for managed risk.
Fluctuations in Q1
Below 5%/ year for less than 6 months tenor
Above 14%*/ year
SME direct lending offers attractive risk-adjusted returns, even more so given its low correlation to the volatile equity and bond markets. As you participate in attractive lending opportunities on the Validus platform and capitalise on the higher interest rates, it also means that we can do more in backing viable SMEs so that they are well-positioned to accelerate their growth after the COVID-19 crisis.
Validus summary and achievements
Founded in 2015, Validus is the leading online unsecured SME lending platform in Singapore. Validus’s success is based on the application of modern financial technologies such as machine learning and artificial intelligence (AI). Following the success in Singapore and Indonesia, we have been in Vietnam to accompany the development of small and medium enterprises. Follow us on news at: Cafebiz.vn, The Saigon Times, Banking Times.
Validus received the investment and support of major investors such as Vertex Ventures, Dutch Development Bank FMO ranked AAA globally, in cooperation with Government-linked companies such as ST Engineering. In Vietnam market we are supported by Vinacapital Investment Fund and reputable partners. In Singapore market, in the last 2 years Validus Singapore has disbursed about 300 million USD with more than 7,000 loans. Small and medium businesses in our ecosystem are growing on average 20% per year.